Online Casino Payments

Players looking to enjoy games with real money at the best licensed online casinos in NZ will be happy to know that they have a variety of top banking options to choose from, all of which are safe and secure to use. In this review, we'd like to look closely at what banking options are available when playing at NZD casinos, while also outlining the main pros and cons that come with each of them so you can figure out which payment solution is the best for you. Let's get started!

How to choose the best online casino payment methods

What makes certain payment options better than others? Below, we’ve outlined some of the key things to consider when choosing a payment solution to fund your accounts and request withdrawals:

Deposit and withdrawal fees

First things first, it’s essential to keep in mind that different payment options have different fees associated with them. Often, online casino sites will charge fees for using specific banking options, especially when it comes to withdrawals, and this isn’t always clearly stated on the site. Ideally, you'll want to use a payment solution that doesn’t have very high fees.

With this in mind, to avoid any unnecessary surprises when it comes to making transactions, it’s a good idea to check the associated fees that come with using a particular payment option at an online casino site. You can read more about this by reading your site of choice’s withdrawal policy.

Payout Processing Times

Next, another factor you’ll want to consider before going ahead and choosing a particular payment solution over another is their payout processing time, as this can vary significantly from one method to another. When it comes to deposits, these will appear in your account instantly, regardless of the banking option you choose, so you never have to worry about any waiting times. The only time a deposit might take a while to appear is if you're using a bank transfer or if there's some sort of problem with your chosen banking option.

On the other hand, unlike deposits, the time a withdrawal will take to appear in your account can vary greatly depending on which banking option you choose. Typically, traditional banking options take the longest to appear in your account, while newer payment methods, such as PayPal can appear much more quickly. With this in mind, always make sure to read what the withdrawal times of a particular banking option are when playing at your casino of choice, especially if fast payouts are essential for you.

Please note that apart from the banking option chosen, different casinos have different processing times when it comes to withdrawals. Again, this is something you can read more about in the banking section of your casino of choice.

Minimum Deposits

Another thing you’ll want to keep in mind when selecting a payment solution to fund your online casino account is the minimum deposit you can make with it, especially if you're not keen on playing online casino games with a lot of money. Certain payment options require higher minimum deposits than others, so with this in mind, we again advise you to head over to your site's banking information section and check out the minimum deposit of their available banking options so that you can make your decision wisely.


Finally, it’s integral to choose a banking solution that takes your safety and security very seriously, as choosing an unsafe banking option can lead to many serious problems, such as the loss of your funds and identity hacking. With this in mind, make sure that your banking method of choice is using encryption tools such as SSL and TLS, especially if you’re interested in using a payment option that isn’t as well-known as more traditional banking options.

Luckily, at least when playing at licensed online casinos, you don't have to worry much about unsafe payment systems, as reputable and professional sites will only partner with the safest banking options around when it comes to depositing and making withdrawals. Regardless, there's no harm in reading a couple of online reviews about any certain lesser-known banking options before you go ahead and use them, so you can know more about the brand's reputation and what other players' experiences have been with using it.

Credit and Debit Cards for Casino Deposits and Withdrawals

Banking cards such as Visa and Mastercard are issued by many financial institutions worldwide and are connected to your preferred account for easy payments. Indeed, despite being around for such a long time, credit and debit cards remain some of the most popular ways for players to fund their online casino accounts. In this section, we’ll look closer at some of the most popular credit cards you can use when playing online, together with the main pros and cons that they come with.


Visa is currently available in over 200 countries and is undoubtedly one of the most popular credit card providers, offering debit cards, credit cards, and even prepaid cards. Apart from being one of the most popular card payment providers, Visa is also one of the most convenient banking options around, as it is accepted at virtually any online casino you’ll visit. This means that if you already have a Visa card, you can simply go ahead and make your first deposit with any casino site you’re interested in!

Visa has always maintained a fantastic reputation despite being around ever since 1958, and they’re always making sure to keep themselves up to date with the latest banking trends, which is why they are still so popular today.

Mastercard / Maestro

Another very popular payment provider is Mastercard / Maestro, which is used by many New Zealand players thanks to its safety features and overall convenience. Mastercard partners with over 250,000 institutions to offer its cards, and in this day and age, players can easily get their hands on one to start funding their online casino account.

Just like Visa, Mastercard offers different types of cards to suit different players, such as debit cards, credit cards, and prepaid cards. If you’re looking to make payments with Mastercard, you won’t have any trouble at all finding sites that allow for this payment option, as almost all casinos around the globe are working with Mastercard when it comes to deposits and withdrawals. Mastercard even has an app that players can download for extra convenience.

Pros and Cons of using Cards at online casinos

As with any banking option, using credit cards and debit cards come with certain pros and cons, and we’ve outlined them in the table below:

✅ Employ a variety of security features❌ Withdrawals can take up to five days
✅ Widely accepted all over the globe❌ Require you to input your personal and banking data

E-wallets and Prepaid Cards

If you’re looking for a banking option that promises fast withdrawals while allowing you to make payments without having to input any of your personal data, then e-wallets are the payment method for you! E-wallets allow players to store their funds electronically in their electronic wallets, which they can get access by downloading their banking method’s dedicated app.

Since these electronic wallets are connected to your preferred banking solution, e-wallets allow you to make transactions quickly and smoothly, which is why they're used by many players all over the globe. E-wallets also employ a variety of safety features which make them just as safe to use as traditional payment options like Visa and Mastercard. Apart from their security, e-wallets also make it very easy to order prepaid cards through them, and these are a great option for players who want to play with a strict budget.

Let’s look closely at some of the most popular forms of e-wallets used by New Zealand players, mainly Skrill, Neteller, and EcoPayz. Later on, we'll also look at a prepaid card option that players can purchase at partnering stores if they’re not interested in signing up with any of these e-wallets.


Skrill is an electronic wallet that’s owned by Paysafe, a company that has acquired both Neteller and PaySafeCard, another very two famous payment options used by many Kiwi players. Currently, Skrill has over 40 million users signed up with it, and the payment option only seems to grow yearly. Skrill allows for quick deposits and fast payouts, and nowadays, they are very widely accepted at online casinos.

Similarly to credit and debit cards, Skrill utilizes many security features to ensure that their users are protected, so you can always rest assured that all of your data is kept safe when using this e-wallet. Skrill also offers prepaid cards, which players can use if they’re looking to play online casino games with a budget.


The next e-wallet we’d like to look at here is Neteller, which, as previously mentioned, is also owned by PaySafe. Just like Skrill, Neteller makes it very easy to create an account with them and only requires you to input some of your personal information such as name, surname, address, and email. However, you will also have to upload proof of your identity too to start making payments with it.

Neteller is connected with your preferred banking options of choice, allowing you to make payments easily and quickly. They also employ a variety of security features to protect its users, such as anti-fraud systems, making it one of the safest payment methods you can use when playing online.

As previously mentioned, Neteller also offers prepaid cards which users can purchase if they’re looking to play online casino games with a budget, and these can easily be ordered via the Neteller app. Another feature we simply love about Neteller is their VIP programme which awards their loyal users with perks and extra benefits the more they make payments with it.


Amongst the plethora of options available to make payments online, players can also opt to use Paysafecard. Launched by UDO Mueller in 2000, Paysafecard is now available in over 45 countries, including, of course, New Zealand.

Paysafecard is essentially just a prepaid card that you can purchase online via the Paysafecard website, or alternatively, one can also visit a retail shop around them that’s offering these cards. Again, to help you find a Paysafecard shop, you can head over to the brand’s website, which has a helpful function that lists all of the nearest Paysafecard shops available close to you.

Again, as mentioned previously, prepaid cards are a great way to play online casino games safely and within limits, which is why they are used by so many players all over the globe. To make payments with Paysafe, all you have to do is enter the 16-digit Paysafecard and click on the confirm button; that’s all there is to it! Since the Paysafecard isn’t connected to any of your banking options, they are also just a great way to make payments online completely anonymously.

Please note that since Paysafecard is a prepaid card, it cannot be used to make withdrawals.


EcoPayz is a global payment solution that has been around since 2000 and was one of the first e-wallets to be launched. EcoPayz works just like any other electronic wallet and can be used at a wide range of online casino platforms in New Zealand, allowing you to make payments directly from your preferred banking accounts. Recently, in 2018, EcoPayz was shortlisted for payment solution of the year by Global Gaming Awards for its insistence on safety and innovativeness, making it a banking option you can really trust.

EcoPayz is used by many players around the globe as, again, it allows them to make payments without having to input any personal data, making this option more attractive to use for certain players than credit cards and debit cards. EcoPayz also offers users the ability to purchase EcoCard too, which is essentially just a prepaid card that you can purchase via the EcoPayz app.

Pros and cons of using e-wallets and prepaid cards at online casinos

Let’s look at the main pros and cons that come with using e-wallets and prepaid cards:

✅ No need to input any of their personal data❌ Certain e-wallets can have high transaction fees
✅ They offer faster withdrawals compared to others❌ Can't be used for withdrawals
✅ Mobile apps available to download

Apple Pay

If you’re an Apple user, then Apple Pay is a fantastic way to make payments with your Apple products easily. Apple Pay works by connecting your Apple wallet to any of your preferred banking cards, again making for very quick and easy payments. When it comes to making physical transactions at shops, Apple Pay completely eliminates the need to make purchases using your physical credit or debit card, making it one of the most convenient ways to make payments online. All one has to do to make payments with it is to hold it near a contactless payment terminal and authorise the transaction with a faceID or a passcode. That’s all there is to it!

If your site of choice allows payments with Apple Pay, you can definitely make deposits and request withdrawals with it, however, unfortunately, Apple Pay still isn’t as widely available to use as all of the other previously mentioned banking options. Certain online casinos can also take a fee when making purchases with Apple Pay, so this is something you’ll want to check out before making payments with it at your site of choice.

Google Pay

Google Pay is another digital payment system created by Google, and with it, users can make deposits at online and physical stores, send money to other users, and request withdrawals with it. Just like Apple Pay can only be used by Apple users, Google Pay can only be used by Android users, and again, the way it works is by linking the wallet to your preferred credit and debit cards.

Google Pay makes it very easy to fund your online casino account quickly and smoothly; however, again, the problem with this banking option is that it’s not as widely available at online casinos as other traditional banking options such as Visa, Mastercard, Skrill, or Neteller, for example.

Bitcoin and Cryptocurrencies

In the last couple of years, cryptocurrency online casinos have been gaining a lot of popularity, and this is because they offer players a variety of benefits that they simply can’t get with traditional banking options. Indeed, one of the main pros of making transactions with cryptocurrencies such as Bitcoin is that when making withdrawals with them, you can expect your payouts to appear within a couple of hours, making them one of the fastest withdrawal payment solutions available to New Zealand players. Similar to e-wallets, Cryptocurrency is also very attractive to casino players as it allows them to make transactions anonymously.

One of the most popular forms of cryptocurrency which we’re certain all our readers have heard about is Bitcoin. Bitcoin was introduced to the public in 2009 by the anonymous persona Satoshi Nakamoto, and it works without the need for a central bank or administrator. The main disadvantage that comes with using crypto is that there aren’t many online casinos that have this payment option on offer, so you’ll have to do some research to find a safe online casino to use this payment option with. Other than that, cryptocurrencies can also be highly volatile, and this means the values of your winnings can change from one day to the next.


As outlined in this article, players have a variety of fantastic casino payment methods to choose from when it comes to funding their online casino account and requesting withdrawals, however, you’ll have to make your own decision regarding the best payment solution for you. Each payment option has its own advantages and disadvantages, and it’s very important to be aware of these before you just go ahead and make your first deposit. The most important thing here is to make sure you’re playing casino games with money that you can afford to lose and to only make payments with safe and licensed online casino sites to avoid any serious problems.

Frequently Asked Questions About Casino Payment Methods

What is important when selecting a casino payment method?

When choosing a casino payment method, it’s integral to make sure that your banking option of choice is utilizing safety and security features, such as SSL and authentication tools. Other than that, it’s also a good idea to only use payment options that have a good reputation and that are trusted by players.

What casino withdrawal methods are faster?

The fastest casino withdrawal methods that players can choose are cryptocurrencies and e-wallets.

What is the best casino payment method for New Zealanders?

We cannot tell you which casino payment method is the best for New Zealanders, as all of our previously mentioned options offer rigorous safety and security measures, and some with their own set of advantages and disadvantages. Different payment methods suit different players, so it’s up to you to find the best payment solution for yourself.

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